Workplace Fatality and Injury Prediction

What it is

Workplace Fatality and Injury Prediction is a facility-level injury and fatality risk score for U.S. employers, built from OSHA inspection and citation data, BLS injury rates by establishment, state workers' compensation filings (varies by state), SEC disclosure of material safety incidents, and — where derivable — facility-level production volume.

Workers' compensation is roughly a $50B U.S. premium market. It is underwritten primarily on industry classification codes and prior-claim experience that lags 12–24 months. A continuously updated facility-level risk score lets workers' comp carriers price more accurately, identify mid-policy deterioration, and target loss-control investment. Property/casualty reinsurers benefit from the same primary signal. ESG-mandated institutional investors get a verifiable workplace-safety signal that complements stale self-disclosure. Large staffing companies — whose placed workers' injuries at client sites turn into the staffing company's lawsuit — get a pre-placement screening tool.

Adjacent to Branmoor's core healthcare-data thesis; the data substrate (OSHA, BLS, state workers' comp) is structurally similar to the healthcare-regulatory data Branmoor already metabolizes. Sold under named institutional license.

Primary data sources

• OSHA Establishment Search and inspection data — Citations, inspection history, severity
• BLS Survey of Occupational Injuries and Illnesses — Industry and establishment injury rates
• State workers' compensation filings (where public) — Claim filings, severity, employer identification
• SEC 10-K and 8-K filings — Material safety incident disclosure for public companies
• OSHA fatality and severe injury reporting database — Fatality and amputation/hospitalization reports

Buyers

• Workers' compensation insurance carriers
• Property/casualty reinsurance underwriters
• ESG-mandated institutional investors
• Large staffing companies (placement-site screening)
• Occupational health and safety consultancies

Methodology

Risk score is calibrated against historical claims experience. State coverage is uneven and disclosed; methodology and feature weights are documented.